Mortgage & Loans
Mortgage payments, refinancing, land financing and down-payment planning.
Explore free real estate and property calculators for mortgages, property taxes, home equity, refinancing, closing costs, rent-versus-buy decisions, rental investing, land loans and down payments.
Estimate monthly home-loan payments, principal and interest from the loan amount, rate and term.
Estimate annual and monthly property tax from property value, assessment ratio, exemptions and a local tax rate.
Calculate estimated home equity, total liens, equity percentage and combined loan-to-value ratio.
Compare current and proposed mortgage payments, monthly savings, break-even time and remaining interest.
Estimate gross and net closing costs plus cash to close from purchase, fee, credit and deposit inputs.
Compare estimated renter and homeowner net positions over time using housing costs, appreciation and investment assumptions.
Calculate net operating income and capitalization rate from property value, rent, vacancy, other income and operating expenses.
Analyze rental income, operating expenses, mortgage payment, NOI, annual cash flow, cap rate and cash-on-cash return.
Calculate annual cash-on-cash return from pre-tax property cash flow and the cash invested in a real estate deal.
Estimate a fix-and-flip project’s total cost, potential profit, profit margin and ROI from purchase through resale.
Estimate fixed-rate land-loan payment, financed amount, total interest and total payments from price, down payment, rate and term.
Calculate a home down payment, estimated loan amount and LTV from a home price and target down-payment percentage or dollar amount.
This category brings together home-buying, property-equity and investment calculators while keeping each tool’s purpose distinct. The existing Mortgage Calculator is cross-linked here rather than duplicated. Use the Property Tax Calculator for a local-rate estimate, the Closing Cost Calculator for upfront cash planning, and the Rental Property Calculator for an investment cash-flow scenario.
Mortgage payments, refinancing, land financing and down-payment planning.
Property tax, home equity, closing costs and rent-versus-buy comparisons.
NOI, cap rate, rental cash flow, cash-on-cash return and house-flip project estimates.
Use current, property-specific and lender-specific inputs whenever possible. Real estate results can change substantially with interest rates, taxes, local fees, vacancy, maintenance, appreciation assumptions and transaction costs.
These calculators are educational estimates. They do not approve a loan, determine a tax bill, appraise a property, predict investment performance, replace a Loan Estimate or Closing Disclosure, or provide financial, tax, legal, lending or real estate advice.